Cogo | Carbon Management Solutions

Helping banks transition their customers to a low carbon economy

Our mission is to support hundreds of millions of individuals and businesses across the world to be more conscious of the impact of their spend on people and the planet. Every transaction we make contributes to our carbon footprint. Our products enable businesses and consumers to be able to track their carbon emissions through their banking experience.

Personal Carbon Manager

Empower your retail bank customers to take action to reduce their carbon footprint.

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Business Carbon Manager

Business Carbon Manager supports your business customers to transition to a lower carbon operating model and provides banks with valuable insights to improve climate-related reporting and decision making.

Discover how Cogo can take your bank to the next level

Why Cogo is the best at what we do

Cogo is the leading carbon management expert, with over 10 years of experience, trusted by major banks across the world.

Our experience using carbon data & behavioural science to deliver measurable impact sets us apart from our competitors.

+ Carbon Data

Built by our team of world-leading carbon footprint experts and data scientists, Cogo’s carbon calculator draws on market-specific emissions data from government agencies and universities. This approach ensures the most accurate footprint for your customers.

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+ Behavioural Science

At Cogo we know that measuring carbon footprints is only half of the challenge. Consumers and businesses need personalised, relevant nudges to help them take action on reducing their carbon emissions. Our Behavioural Science approach adds incentives to take climate action.

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Content hub

Interested in what we have to say? Visit our content hub for our full library of news, blogs, case studies, announcements, updates and much more.

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Small businesses

Explained: Carbon reporting for small businesses

The UK government's carbon reporting regulations require large organisations to report their carbon footprint. With increasing emphasis on supply chain emissions, these regulations indirectly influence SMEs. Our research revealed many small business owners are struggling to navigate this regulatory landscape. So, this blog aims to demystify carbon reporting requirements for UK businesses.

14.8.23

min read.

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Green banking

What Consumer Duty means for banks’ ESG strategy

The Financial Conduct Authority's (FCA) Consumer Duty comes into force on 31 July 2023 in the UK. The duty aims to set higher standards of care for customers. The new set of rules will drive a major shift in the financial services sector. In this article, we outline what Consumer Duty is, its impact on Environmental, Social and Governance (ESG) practices, and how banks can meet the new requirements.

27.6.23

min read.

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Partners

Cogo X Eliq: Helping banking customers make their homes more energy efficient

We've joined forces with Eliq to integrate energy data into the online banking experience and support banks and their customers as they navigate the challenges faced by climate change and the cost of living crisis.

6.4.23

min read.

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News

Cogo leverages AWS Marketplace to scale cloud-based carbon management software to help lower carbon emissions

Global carbon footprint management fintech, Cogo, today announced that its carbon footprint management software is now listed on AWS Marketplace, a digital catalogue with thousands of software listings from independent software vendors that make it easy to find, test, buy, and deploy software that runs on Amazon Web Services (AWS).

7.2.23

min read.

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Our partners

We are privileged to be working with several of the world's leading banks and financial institutions, helping them with solutions to transition their customers to a low carbon economy.

NatWest

“The newest addition to our personal banking apps came to life this week, with the launch of a carbon footprint tracking feature we’ve developed with Cogo. It will help empower our customers to understand their carbon impact in a straightforward and clear way, and make those small, positive changes to their lifestyle that, collectively, could have a real impact.”

Alison Rose

Former Group CEO

Suncorp

"Working with Cogo’s dedicated team, who share and understand our goals, we’re delivering insights to customers, working together to help create a brighter future."

Amanda Lee

Executive Manager, ESG

Commonwealth Bank

"One of the most important factors for a lot of Australians at the moment is making a difference on the carbon emissions front, and obviously we are motivated to respond to what our customers are telling us."

Angus Sullivan

Head of Retail Banking

OTP Bank

"Cogo’s cutting-edge technology and solution provide us with extremely valuable data and insights to help us in building a more sustainable future for all. Not only does it aid in helping to educate our colleagues and customers about their carbon footprint, but also in understanding and measuring our own carbon emissions and impact on the climate. We hope our collaboration with Cogo sets an example in the Central European market, bringing about the future of green banking.”

Gergő Szathmári

Head of Innovation Management CoE at OTP Lab

TSB

"By partnering with Cogo, TSB is providing millions of online customers with the tools necessary to make tangible, sustainable lifestyle choices based on their spending. Continuing to provide innovative, environmentally friendly solutions to our customers that equip them to make ethical choices is TSB's long-term vision."

John Lyons

Director of Operations & Partnerships

Kiwibank

We have found the Cogo team professional, responsive and great to collaborate with. They offer a combination of passion for what they do and a high delivery standard. We see Cogo fulfilling a key part of our strategy to support our customers on their decarbonisation journey. This is business banking for better and we're proud to be Cogo's NZ lead banking partner.

Tom Williams

Head of Sustainable Finance